@font-face { font-family: 'Source Serif 4'; font-style: normal; font-weight: 400; font-display: swap; src: url('fonts/source-serif-4-regular.ttf') format('truetype'); }
@font-face { font-family: 'Source Serif 4'; font-style: normal; font-weight: 600; font-display: swap; src: url('fonts/source-serif-4-semibold.ttf') format('truetype'); }

:root {
  color-scheme: light;
  --color-bg: #faf6ef; --color-text: #30252d; --color-surface: #f0e8de;
  --muted: #685d63; --color-divider: #cfc4bd; --control-border: #8b7c83;
  --spot: #9b2458; --spot-700: #9b2458; --spot-soft: #f3e4e9;
  --font-heading: 'Source Serif 4', Georgia, serif;
  --font-body: -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --radius-md: 3px; --radius-sm: 3px; --page-max: 1240px;
  --color-neutral-900: #30252d; --color-accent-2-100: #f3e4e9;
  --space-2: 8px; --space-3: 12px; --space-4: 16px; --space-6: 24px;
  --space-8: 32px; --space-12: 48px;
  /* Sized for older readers: every consumer competitor measured sets body text at 18-23px. */
  --text-body: 18px; --text-support: 16px; --text-fine: 15px;
}
[data-brand="direct130"] {
  --color-bg: #f7f7f2; --color-text: #202c2d; --color-surface: #e9eeeb;
  --muted: #566465; --color-divider: #c2cecb; --control-border: #768785;
  --spot: #006c78; --spot-700: #006c78; --spot-soft: #dfefee;
  --color-neutral-900: #202c2d; --color-accent-2-100: #f6e8d4;
}
* { box-sizing: border-box; }
html { scroll-padding-top: 24px; }
body { margin: 0; background: var(--color-bg); color: var(--color-text); font: var(--text-body)/1.65 var(--font-body); }
img { display: block; max-width: 100%; }
button, input, select, textarea { font: inherit; }
button, a, input, select { -webkit-tap-highlight-color: transparent; }
button { cursor: pointer; }
[hidden] { display: none !important; }
a { color: var(--spot); text-underline-offset: 4px; text-decoration-thickness: 1px; }
a:hover { text-decoration-thickness: 2px; }
:focus-visible { outline: 3px solid var(--spot); outline-offset: 4px; }
h1, h2, h3, h4 { font-family: var(--font-heading); font-weight: 400; line-height: 1.12; margin: 0 0 20px; }
h1 { font-size: clamp(40px, 5.5vw, 72px); letter-spacing: -.035em; }
h2 { font-size: clamp(30px, 3.2vw, 44px); letter-spacing: -.025em; }
h3 { font-size: 26px; }
p { margin: 0 0 20px; }
button:disabled { cursor: wait; opacity: .65; }
.container { width: min(var(--page-max), calc(100% - 96px)); margin-inline: auto; }
.section { padding-block: 80px; }
.section-sm { padding-block: 48px; }
/* The broadsheet section label. Caps are Direct 130's masthead voice; Thalos sets it in sentence
   case because older readers read mixed case faster. */
.kicker { font-size: 14px; letter-spacing: .06em; text-transform: uppercase; font-weight: 600; }
[data-brand="thalos"] .kicker { text-transform: none; letter-spacing: 0; }
.text-muted, .deck { color: var(--muted); }
.text-spot { color: var(--spot); }
.deck { font-size: 20px; line-height: 1.6; max-width: 48ch; }
.tnum { font-variant-numeric: tabular-nums; }
.rule-hair, .rule-heavy { border: 0; border-top: 1px solid var(--color-divider); margin: 0; }
.rule-heavy { border-top: 2px solid var(--color-text); }
.btn { display: inline-flex; justify-content: center; align-items: center; gap: 12px; min-height: 48px; padding: 11px 22px; border: 1px solid var(--control-border); border-radius: 3px; background: transparent; color: var(--color-text); text-decoration: none; font-size: 17px; font-weight: 600; line-height: 1.4; transition: background .15s, color .15s; }
.btn-primary { background: var(--spot); color: white; border-color: var(--spot); }
.btn-primary:hover { background: var(--color-text); border-color: var(--color-text); color: white; }
.btn-secondary:hover, .btn-ghost:hover { background: var(--color-surface); }
.btn-ghost { border-color: transparent; }
.btn-lg { min-height: 54px; padding: 14px 26px; }
.btn-block { display: flex; width: 100%; }
.btn-sm { padding: 8px 14px; min-height: 44px; }
/* A text-weight button that lines up with the field edge above it. */
.btn-inline { padding-inline: 0; justify-content: flex-start; }
.skip-link { position: absolute; left: 20px; top: -80px; z-index: 100; padding: 12px 20px; background: var(--color-bg); }
.skip-link:focus { top: 12px; }
.site-header { background: var(--color-bg); border-bottom: 1px solid var(--color-divider); }
.nav { width: min(var(--page-max), calc(100% - 96px)); margin: auto; min-height: 88px; display: flex; align-items: center; gap: 32px; }
.nav-brand { margin-right: auto; font: 600 26px/1 var(--font-heading); letter-spacing: -.04em; text-decoration: none; color: var(--color-text); white-space: nowrap; padding-block: 12px; }
.nav-brand .spot { color: var(--spot); }
.nav-links { display: flex; align-items: center; gap: 28px; }
.nav-link { display: inline-flex; align-items: center; min-height: 44px; font-size: 16px; color: var(--color-text); text-decoration: none; }
.nav-link:hover, .nav-link[aria-current="page"] { text-decoration: underline; }
.nav-signin { min-height: 48px; padding-inline: 20px; }
@media (min-width: 801px) { .nav-links .nav-signin + .btn { margin-left: -14px; } }   /* pair the two buttons; the stacked phone menu keeps its own spacing */
.nav-toggle { display: none; min-height: 44px; padding: 8px 12px; background: transparent; border: 1px solid var(--control-border); border-radius: 3px; color: var(--color-text); }
.avatar { min-width: 44px; min-height: 44px; border: 1px solid var(--control-border); border-radius: 3px; background: var(--color-surface); color: var(--color-text); }
.site-footer { border-top: 1px solid var(--color-divider); padding: 40px 0; }
.footer-top { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: baseline; gap: 24px; }
.footer-links { display: flex; flex-wrap: wrap; gap: 8px 24px; }
.footer-links a { display: inline-flex; align-items: center; justify-content: center; min-height: 44px; min-width: 44px; font-size: 16px; }
.footer-fine { color: var(--muted); font-size: var(--text-fine); max-width: 90ch; margin: 22px 0 0; }
.footer-legal { border-top: 1px solid var(--color-divider); margin-top: 24px; padding-top: 16px; }
.footer-legal button { border: 0; padding: 0; background: none; color: var(--spot); font-size: 16px; text-decoration: underline; text-underline-offset: 4px; min-height: 44px; }
.legal { max-width: 840px; padding-block: 56px 72px; }
/* Shared legal pages show only the brand whose domain you are on (html[data-brand] is set from the host). */
html:not([data-brand="direct130"]) [data-only="direct130"], html[data-brand="direct130"] [data-only="thalos"] { display: none !important; }
.legal h1 { font-size: clamp(36px,5vw,56px); margin-top: 20px; }
.legal h2 { font-size: 28px; margin-top: 40px; }
.legal h3 { font-size: 21px; margin-top: 26px; }
.legal ul, .legal ol { padding-left: 24px; }
.legal li { margin-bottom: 10px; }
.legal-nav { display: flex; flex-wrap: wrap; gap: 12px 24px; padding-block: 20px; border-block: 1px solid var(--color-divider); margin-block: 28px; }
.legal-nav a { display: inline-flex; align-items: center; min-height: 44px; }
.collection-notice { font-size: var(--text-support); color: var(--color-text); margin: 16px 0 28px; padding: 14px 16px; line-height: 1.6; border: 1px solid var(--color-divider); border-radius: 3px; }
.privacy-dialog { width: min(540px,calc(100% - 32px)); max-height: calc(100dvh - 32px); padding: 28px; color: var(--color-text); overflow-y: auto; }
.privacy-dialog h2 { font-size: 32px; }
.privacy-dialog .btn { text-align: left; }
.storage-row { padding: 16px 0; border-top: 1px solid var(--color-divider); }
.storage-row p { margin: 4px 0 0; font-size: var(--text-support); color: var(--muted); }
.waitlist-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 12%; padding-block: 64px 80px; }
.waitlist-layout h1 { margin-top: 24px; max-width: 10ch; }
.waitlist-access { border-top: 1px solid var(--color-divider); margin-top: 40px; padding-top: 32px; }
.waitlist-access h2 { font-size: 30px; }
@media print {
  .site-header, .site-footer, .legal-nav, dialog, button, .stepper, .collection-notice, input[type="range"], .toast { display: none !important; }
  body { background: #fff; }
  .legal { width: 100%; padding: 0; color: black; }
  .app-card.panel { border: 0; padding: 0 !important; }
  .print-only { display: block !important; }
}
.print-only { display: none; }
.print-head { font: 600 14px var(--font-body); border-bottom: 2px solid currentColor; padding-bottom: 8px; margin: 0 0 18px; }
/* Plain-language definitions, opened on demand and always on paper. */
.define { margin: 18px 0 0; border-top: 1px solid var(--color-divider); border-bottom: 1px solid var(--color-divider); }
.define summary { display: flex; align-items: center; min-height: 48px; cursor: pointer; font-weight: 600; color: var(--spot); }
.define dl { margin: 0 0 14px; }
.define dt { font: 400 20px/1.3 var(--font-heading); margin-top: 12px; }
.define dd { margin: 2px 0 0; color: var(--muted); }
.thalos-home { --page-max: 1280px; }
.thalos-home .nav { min-height: 78px; }
.thalos-home .nav-brand { font-size: 29px; }
.thalos-home .nav-links { gap: 32px; }
.thalos-home .nav-links .btn { padding-inline: 24px; }
.thalos-home h2 { font-size: clamp(2.25rem, 4.1vw, 3.65rem); letter-spacing: -.045em; }
.thalos-home em { font-weight: 400; }
.life-label { font-size: var(--text-fine); line-height: 1.5; margin: 0 0 24px; }
.life-hero { position: relative; isolation: isolate; background: #272322; color: #fffaf2; }
.life-hero-image { width: 100%; height: 300px; object-fit: cover; object-position: 78% center; }
.life-hero-shade { display: none; }
.life-hero-content { position: relative; padding-block: 38px 40px; }
.life-hero h1 { font-size: clamp(3.5rem, 8vw, 7rem); line-height: 1.02; letter-spacing: -.055em; margin-bottom: 26px; }
.life-hero h1 em { color: #f1dfdf; }
.life-hero-intro { font-size: 19px; line-height: 1.65; margin-bottom: 28px; }
.life-button-light { min-height: 56px; min-width: 212px; justify-content: center; padding: 15px 24px; background: #fffaf2; color: #442432; border-color: #fffaf2; border-radius: 4px; }
.life-button-light:hover { background: #f1dfdf; border-color: #f1dfdf; color: #442432; }
.life-button-light:active { background: #e2c9d0; }
.life-hero-note { font-size: var(--text-fine); margin: 16px 0 0; color: #f1dfdf; }
.life-hero-next { display: none; }
.life-hero :focus-visible, .life-invitation :focus-visible { outline-color: #fffaf2; }
.life-introduction { display: grid; gap: 22px; padding-block: 52px; }
.life-introduction h2 { margin: 0; }
.life-introduction > div { max-width: 46ch; }
.life-introduction p { font-size: 19px; }
.life-coverage { background: #f0e8de; padding-block: 52px 28px; }
.life-coverage-layout { display: grid; gap: 36px; align-items: center; }
.life-coverage-copy > p:not(.life-label) { color: var(--muted); max-width: 48ch; }
.life-details { border-top: 1px solid #bcaeaa; margin-top: 28px; }
.life-details details { border-bottom: 1px solid #bcaeaa; }
.life-details summary { display: flex; justify-content: space-between; align-items: center; gap: 20px; min-height: 66px; padding-block: 18px; cursor: pointer; list-style: none; font: 400 22px/1.25 var(--font-heading); }
.life-details summary::-webkit-details-marker { display: none; }
.life-details summary span { position: relative; width: 16px; height: 16px; flex: 0 0 16px; }
.life-details summary span::before, .life-details summary span::after { content: ''; position: absolute; background: currentColor; inset: 7px 0 auto; height: 1.5px; }
.life-details summary span::after { transform: rotate(90deg); transition: transform .18s ease; }
.life-details details[open] summary span::after { transform: rotate(0); }
.life-details summary:hover { color: var(--spot); }
.life-details summary:active { color: #442432; }
.life-details details p { margin: 0; padding: 0 28px 22px 0; color: var(--muted); font-size: 17px; line-height: 1.7; }
.life-term-example { margin: 0; padding: 30px 28px; background: #faf6ef; border: 1px solid #d6c9c0; position: relative; }
.life-term-example::before { content: ''; position: absolute; inset: 8px; border: 1px solid #d6c9c0; pointer-events: none; }
.life-term-example figcaption { font-size: var(--text-fine); color: var(--muted); }
.life-term-number { display: flex; flex-wrap: wrap; align-items: baseline; gap: 14px; color: #6d2749; margin: 22px 0 12px; }
.life-term-number > span:first-child { font: 400 clamp(6rem, 13vw, 10.5rem)/.9 var(--font-heading); letter-spacing: -.075em; }
.life-term-number > span:last-child { font: 400 28px/1.2 var(--font-heading); }
.life-term-caption { font: 400 24px/1.25 var(--font-heading); margin-bottom: 36px; }
.life-term-line { height: 2px; background: #6d2749; display: flex; justify-content: space-between; align-items: center; }
.life-term-line i { width: 9px; height: 9px; background: #faf6ef; border: 2px solid #6d2749; border-radius: 50%; }
.life-term-endpoints { display: flex; justify-content: space-between; gap: 16px; margin: 12px 0 28px; font-size: var(--text-fine); }
.life-term-fine { font-size: var(--text-fine); line-height: 1.6; color: var(--muted); margin: 0; max-width: 40ch; }
.life-coverage-fine { font-size: var(--text-fine); color: var(--muted); margin-top: 30px; margin-bottom: 0; }
.life-journey { display: grid; gap: 34px; padding-block: 56px; }
.life-journey-heading p:not(.life-label) { color: var(--muted); max-width: 33ch; }
/* A standalone text link still needs a thumb-sized target. */
.life-text-link, .text-link { display: inline-flex; align-items: center; min-height: 44px; font-size: 17px; }
.life-journey-list { list-style: none; padding: 0; margin: 0; }
.life-journey-list li { display: grid; grid-template-columns: 30px minmax(0,1fr); gap: 20px; padding-block: 22px; border-top: 1px solid var(--color-divider); }
.life-journey-list li:last-child { padding-bottom: 0; }
.life-journey-list li > span { font: 400 17px/1.5 var(--font-heading); color: var(--muted); padding-top: 4px; }
.life-journey-list h3 { margin-bottom: 8px; font-size: 24px; }
.life-journey-list p { margin: 0; font-size: 17px; color: var(--muted); max-width: 44ch; }
.life-invitation { background: #442432; color: #fffaf2; padding-block: 52px; }
.life-invitation .container { display: grid; align-items: center; gap: 26px; }
.life-invitation h2 { margin: 0; }
.life-invitation .life-label, .life-invitation-action p { color: #f1dfdf; }
.life-invitation .life-button-light { justify-content: center; }
.life-approved-link { display: block; width: fit-content; color: #fffaf2; min-height: 44px; margin-top: 12px; padding-top: 12px; font-size: var(--text-support); }
.thalos-home .site-footer { border-top: 0; padding-block: 38px; }
.thalos-home .footer-top { align-items: center; gap: 26px; }
.thalos-home .footer-top .nav-brand { font-weight: 400; font-size: clamp(3rem, 6.2vw, 5.5rem); letter-spacing: -.06em; padding: 0; max-width: 100%; white-space: normal; overflow-wrap: anywhere; }
@media (min-width: 900px) {
  .life-hero { min-height: 660px; display: grid; align-items: center; }
  .life-hero-image { position: absolute; inset: 0; height: 100%; object-position: 65% center; z-index: -2; }
  /* Hold 80% opacity behind the text so even a white image pixel retains readable contrast. */
  .life-hero-shade { display: block; position: absolute; inset: 0; z-index: -1; background: linear-gradient(90deg, rgba(31,25,27,.86) 0%, rgba(31,25,27,.80) 52%, rgba(31,25,27,.18) 74%, rgba(31,25,27,0) 100%); }
  .life-hero-content { padding-block: 60px 92px; }
  .life-hero h1 { max-width: min(8.6ch, 50%); }
  .life-hero-content > p { max-width: 50%; }
  .life-hero-intro { font-size: 21px; max-width: min(30ch, 50%); }
  .life-hero-next { position: absolute; bottom: 24px; left: max(48px, calc((100% - 1280px) / 2)); display: inline-flex; align-items: center; gap: 28px; min-height: 44px; color: #fffaf2; font-size: var(--text-fine); text-decoration: none; }
  .life-hero-next span { font-size: 20px; }
  .life-hero-next:hover { text-decoration: underline; }
}
@media (min-width: 700px) {
  .life-introduction { grid-template-columns: 1fr 1fr; gap: 12%; align-items: center; padding-block: 78px; }
  .life-coverage { padding-block: 76px 32px; }
  .life-coverage-layout { grid-template-columns: 1.08fr 1fr; gap: 10%; }
  .life-coverage-fine { margin-top: 44px; }
  .life-term-example { padding: 42px 38px; }
  .life-journey { grid-template-columns: 1fr 1fr; gap: 12%; padding-block: 84px; }
  .life-invitation { padding-block: 70px; }
  .life-invitation .container { grid-template-columns: 1.2fr 1fr; gap: 12%; }
  .life-invitation h2 { font-size: clamp(2.8rem,5vw,4.5rem); }
  .thalos-home .site-footer { padding-block: 54px 36px; }
}
@media (min-width: 1100px) {
  .life-hero { min-height: 700px; }
  .life-hero-content { padding-block: 72px 104px; }
  .life-hero h1 { font-size: clamp(6rem,7.4vw,7.4rem); }
}
@media (max-width: 899px) {
  /* Phones: the photo sits behind the text (after Ethos). The family fills the top; the shade darkens the
     lower part the text sits on and ends in the hero's own colour, so the photo has no bottom edge. */
  .life-hero { --photo: clamp(360px, 115vw, 540px); }
  .life-hero-image, .life-hero-shade { position: absolute; top: 0; left: 0; width: 100%; height: var(--photo); z-index: -2; }
  .life-hero-image { object-position: 93% top; }
  .life-hero-shade { display: block; z-index: -1; background: linear-gradient(180deg, rgba(39,35,34,0) 0%, rgba(39,35,34,.08) 42%, rgba(39,35,34,.72) 62%, rgba(39,35,34,.92) 80%, #272322 100%); }
  .life-hero-content { padding-top: calc(var(--photo) * .6); }
  .life-hero-content .life-label { margin-bottom: 20px; }
  .life-hero h1 { font-size: clamp(3.5rem,12vw,5.2rem); }
  .life-hero .life-button-light { width: 100%; max-width: 440px; }
  .thalos-home .footer-links { gap: 8px 18px; }
}
.hero-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 16px 24px; margin: 30px 0 16px; }
.fine { color: var(--muted); font-size: var(--text-support); line-height: 1.6; max-width: 58ch; }
.lede { font-size: var(--text-body); line-height: 1.6; }
.editorial { display: grid; grid-template-columns: 1fr 1.4fr; gap: 12%; border-top: 1px solid var(--color-divider); padding-block: 72px; }
.editorial h2 { max-width: 12ch; margin-top: 16px; }
.numbered-list { list-style: none; padding: 0; margin: 0; counter-reset: step; }
.numbered-list li { display: grid; grid-template-columns: 40px 1fr; gap: 12px; border-top: 1px solid var(--color-divider); padding: 24px 0; counter-increment: step; }
.numbered-list li::before { content: '0' counter(step); font-size: var(--text-fine); color: var(--spot); padding-top: 4px; }
.numbered-list li:first-child { border-top: 0; padding-top: 0; }
.numbered-list h3 { margin-bottom: 8px; }
.numbered-list p { margin: 0; color: var(--muted); }
.reading-band { background: var(--color-surface); padding: 64px 0; }
.reading-band .container { display: grid; grid-template-columns: 1fr 1fr; gap: 10%; align-items: start; }
.reading-band p:last-child { margin-bottom: 0; }
.closing { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 28px; padding-block: 64px; }
.closing h2 { margin: 0; max-width: 19ch; }
.agent-hero { padding-block: 54px 64px; }
.agent-hero-top { display: flex; justify-content: space-between; gap: 24px; padding-bottom: 22px; border-bottom: 1px solid var(--color-text); }
.agent-lockup { display: grid; grid-template-columns: 1fr 1fr; align-items: center; gap: 10%; padding-top: 28px; }
.brand-number { font: 400 clamp(130px, 19vw, 250px)/.88 var(--font-heading); letter-spacing: -.09em; color: var(--spot); margin-left: -.045em; }
.brand-number small { font-size: .4em; letter-spacing: -.04em; margin-left: .3em; }
.brand-promise { margin-top: 28px; font-size: 18px; color: var(--spot); }
.product-line { display: flex; flex-wrap: wrap; gap: 18px 40px; align-items: baseline; padding: 24px 0; border-top: 1px solid var(--color-divider); }
.product-line > span:not(.kicker) { font: 400 23px var(--font-heading); }
.product-line .kicker { margin-right: auto; }
.agent-lockup h1 { font-size: clamp(38px, 4.5vw, 60px); max-width: 12ch; }
.agent-lockup .deck { font-size: 19px; }
.calc { display: grid; grid-template-columns: 1fr 1fr; gap: 12%; padding-block: 64px; border-top: 1px solid var(--color-divider); }
.calc-rows { margin: 24px 0; }
.calc-rows > div { display: flex; justify-content: space-between; gap: 20px; border-bottom: 1px solid var(--color-divider); padding: 14px 0; }
.calc-rows dt { color: var(--muted); }
.calc-rows dd { margin: 0; font-variant-numeric: tabular-nums; font-size: 22px; }
.calc-rows .total { border-bottom: 2px solid var(--spot); color: var(--spot); }
/* "What comes with it": a newspaper fact box, rules between facts, no cards or icons. */
.included { display: grid; grid-template-columns: 1fr 1.4fr; gap: 12%; padding-block: 64px; border-top: 1px solid var(--color-divider); }
.included-head h2 { margin-top: 12px; max-width: 12ch; }
.included-list { margin: 0; }
.included-list > div { display: grid; grid-template-columns: minmax(0, 13ch) minmax(0, 1fr); gap: 8px 32px; padding: 18px 0; border-top: 1px solid var(--color-divider); }
.included-list > div:first-child { border-top: 2px solid var(--color-text); }
.included-list dt { font: 400 22px/1.3 var(--font-heading); }
.included-list dd { margin: 0; color: var(--muted); }
@media (max-width: 700px) { .included { grid-template-columns: 1fr; gap: 20px; padding-block: 44px; } .included-list > div { grid-template-columns: 1fr; } }
/* Stage-by-stage status down a hairline (after "Order tracking" on 21st.dev). Square marks, not
   circles: the broadsheet has no round corners. */
.tracker { list-style: none; margin: 0 0 8px; padding: 0; }
.tracker li { position: relative; display: grid; gap: 2px; padding: 0 0 20px 30px; }
.tracker li::before { content: ''; position: absolute; left: 0; top: 6px; width: 12px; height: 12px; border: 2px solid var(--color-divider); background: var(--color-bg); }
.tracker li:not(:last-child)::after { content: ''; position: absolute; left: 7px; top: 22px; bottom: 2px; width: 2px; background: var(--color-divider); }
.tracker li.done::before { background: var(--spot); border-color: var(--spot); }
.tracker li.done::after { background: var(--spot); }
.tracker li[aria-current="step"]::before { border-color: var(--spot); }
.tracker .t { font: 400 20px/1.3 var(--font-heading); }
.tracker .s { color: var(--muted); font-size: var(--text-support); }
.tracker li:not(.done):not([aria-current]) .t { color: var(--muted); }
.is-pricing [data-quote-price] { opacity: .45; transition: opacity .2s; }
number-flow { font-variant-numeric: tabular-nums; }
.attachment { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 8px 16px; margin: 12px 0 0; padding: 12px 14px; border: 1px solid var(--color-divider); border-radius: 3px; background: var(--color-bg); }
.attachment > div { display: grid; min-width: 0; }
.attachment-name { font-weight: 600; overflow-wrap: anywhere; }
.attachment-state { color: var(--muted); font-size: var(--text-support); }
.attachment.is-error { border-left: 3px solid var(--spot); }
.attachment.is-error .attachment-state { color: var(--color-text); }
/* ── Blog: a newspaper index and a reading column ─────────────────────────────────────── */
.blog-index { padding-block: 48px 72px; max-width: 980px; }
.blog-masthead { border-bottom: 2px solid var(--color-text); padding-bottom: 22px; margin-bottom: 8px; }
.blog-masthead h1 { font-size: clamp(44px, 7vw, 76px); margin: 8px 0 12px; }
.blog-masthead .deck { margin: 0; }
.blog-lead { padding: 30px 0 34px; border-bottom: 1px solid var(--color-divider); }
.blog-lead h2 { font-size: clamp(32px, 4.4vw, 50px); margin: 8px 0 14px; max-width: 22ch; }
.blog-lead h2 a, .blog-item h2 a { color: var(--color-text); text-decoration: none; }
.blog-lead h2 a:hover, .blog-item h2 a:hover { text-decoration: underline; text-decoration-thickness: 2px; }
.blog-list { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 48px; }
.blog-item { padding: 24px 0; border-bottom: 1px solid var(--color-divider); }
.blog-item h2 { font-size: 26px; margin: 6px 0 8px; }
.blog-item p { margin: 0; color: var(--muted); }
.blog-index time, .dateline { color: var(--muted); font-size: var(--text-fine); }
.blog-empty { padding: 40px 0; color: var(--muted); font-size: 20px; }
.article-page { padding-block: 44px 72px; }
.article { max-width: 1060px; margin-inline: auto; }
.article-head { max-width: 760px; border-bottom: 2px solid var(--color-text); padding-bottom: 20px; margin-bottom: 36px; }
.article-head h1 { font-size: clamp(40px, 6vw, 68px); margin: 10px 0 16px; }
.article-head .kicker a { color: inherit; text-decoration: none; }
.article-layout { display: grid; grid-template-columns: minmax(0, 1fr); gap: 48px; }
.article-layout:has(.toc) { grid-template-columns: 220px minmax(0, 1fr); }
.article-body { font-size: 20px; line-height: 1.7; max-width: 65ch; min-width: 0; }
.article-body h2 { font-size: 32px; margin: 48px 0 14px; scroll-margin-top: 24px; }
.article-body h3 { font-size: 25px; margin: 34px 0 10px; scroll-margin-top: 24px; }
.article-body h4 { font: 600 var(--text-fine)/1.4 var(--font-body); margin: 0 0 8px; }
.article-body blockquote { margin: 28px 0; padding: 4px 0 4px 22px; border-left: 3px solid var(--spot); font: 400 24px/1.45 var(--font-heading); }
.article-body img { height: auto; }
.article-body ul, .article-body ol { padding-left: 26px; }
.article-body li { margin-bottom: 8px; }
.article-body table { width: 100%; border-collapse: collapse; font-size: 17px; margin: 24px 0; }
.article-body th, .article-body td { border-bottom: 1px solid var(--color-divider); padding: 10px 8px; text-align: left; }
.article-foot { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 16px; margin-top: 48px; padding-top: 22px; border-top: 1px solid var(--color-divider); }
/* On-this-page contents (after Hirael's "Table Of Contents" on 21st.dev): follows your place as you read. */
.toc { position: sticky; top: 24px; align-self: start; }
.toc-title { font-size: var(--text-fine); font-weight: 600; margin: 0 0 10px; }
.toc ol { list-style: none; margin: 0; padding: 0; border-left: 1px solid var(--color-divider); }
.toc li a { display: block; padding: 7px 0 7px 14px; margin-left: -1px; border-left: 2px solid transparent; color: var(--muted); font-size: var(--text-fine); line-height: 1.4; text-decoration: none; }
.toc li.toc-l3 a { padding-left: 26px; }
.toc a:hover { color: var(--color-text); }
.toc a[aria-current="true"] { border-left-color: var(--spot); color: var(--color-text); font-weight: 600; }
/* Pros & cons (after Contentbit's block on 21st.dev): two columns under a heavy rule; + and − carry the meaning, not colour. */
.pros-cons { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 32px; margin: 30px 0; border-top: 2px solid var(--color-text); }
.pros-cons > div { padding-top: 14px; }
.pros-cons ul { list-style: none; padding: 0; margin: 0; }
.pros-cons li { position: relative; padding-left: 24px; font-size: 18px; }
.pros-cons .pros li::before { content: '+'; position: absolute; left: 2px; color: var(--spot); font-weight: 700; }
.pros-cons .cons li::before { content: '−'; position: absolute; left: 2px; font-weight: 700; }
@media (max-width: 800px) {
  .article-layout:has(.toc) { grid-template-columns: minmax(0, 1fr); }
  .toc { position: static; border-bottom: 1px solid var(--color-divider); padding-bottom: 12px; }
  .blog-list, .pros-cons { grid-template-columns: minmax(0, 1fr); }
  .pros-cons { gap: 16px; }
}
/* ── Studio: the writing desk ──────────────────────────────────────────────────────────── */
.studio { padding-block: 32px 64px; }
.studio-head { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: end; gap: 16px; border-bottom: 2px solid var(--color-text); padding-bottom: 16px; margin-bottom: 24px; }
.studio-head h1 { font-size: 44px; margin: 6px 0 0; }
.studio-brand { display: flex; gap: 8px; }
.studio-brand [aria-pressed="true"] { background: var(--spot); border-color: var(--spot); color: #fff; }
.studio-key { max-width: 420px; }
.studio-desk { display: grid; grid-template-columns: 260px minmax(0, 1fr); gap: 36px; align-items: start; }
.studio-list ol { list-style: none; margin: 16px 0 0; padding: 0; }
.studio-list button { display: grid; width: 100%; text-align: left; gap: 2px; min-height: 44px; padding: 10px 0; background: none; border: 0; border-bottom: 1px solid var(--color-divider); color: var(--color-text); }
.studio-list button small { color: var(--muted); font-size: 14px; }
.studio-list button[aria-current="true"] span { font-weight: 600; color: var(--spot); }
.studio-toolbar { display: flex; flex-wrap: wrap; gap: 6px; margin: 4px 0 10px; }
.studio-toolbar button { min-height: 40px; padding: 6px 12px; border: 1px solid var(--control-border); border-radius: 3px; background: var(--color-bg); color: var(--color-text); font-size: 15px; }
.studio-toolbar button:hover { background: var(--color-surface); }
.studio-body { min-height: 420px; padding: 18px 20px; border: 1px solid var(--control-border); border-radius: 3px; background: var(--color-bg); max-width: none; }
.studio-body:focus { outline: 3px solid var(--spot); outline-offset: 2px; }
.studio-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; margin-top: 16px; }
@media (max-width: 800px) { .studio-desk { grid-template-columns: minmax(0, 1fr); } }
.panel { background: var(--color-bg); border: 1px solid var(--color-divider); border-radius: 3px; }
.grid { display: grid; gap: 32px; }
.hero-grid { display: grid; }
.hero-grid > * { min-width: 0; }
.product-table { min-width: 0; }
.product-table td { font-family: var(--font-heading); font-size: clamp(22px,3vw,30px); padding-block: 26px; }
.product-table th:last-child, .product-table td:last-child { text-align: right; }
.product-table td span { font-family: var(--font-body); font-size: var(--text-support); }
/* Phones: the product row reads as a label, then the three products on one line; the comp table drops its
   header row (the caption still names it for screen readers) so the product names get the width. */
@media (max-width: 699px) {
  .product-line { gap: 10px clamp(14px, 5vw, 22px); padding-block: 22px; }
  .product-line .kicker { flex-basis: 100%; }
  .product-line > span:not(.kicker) { font-size: clamp(19px, 5.6vw, 21px); }
  .product-table thead { display: none; }
  .product-table td { font-size: clamp(18px, 5.4vw, 22px); padding-block: 18px; vertical-align: baseline; }
  .product-table td:first-child { padding-left: 0; }
  .product-table td:last-child { padding-right: 0; }
  .product-table tbody tr:first-child td { border-top: 1px solid var(--color-divider); }
  .product-table td span { display: block; margin-top: 2px; }
}
[data-chip][aria-pressed="true"] { background: var(--spot); border-color: var(--spot); color: white; }
.cols-2 { grid-template-columns: repeat(2, minmax(0,1fr)); }
.cols-3 { grid-template-columns: repeat(3, minmax(0,1fr)); }
.cols-4 { grid-template-columns: repeat(4, minmax(0,1fr)); }
.stack { display: grid; gap: 18px; }
.field { margin: 0 0 22px; min-width: 0; }
.field > label { display: block; font-size: 17px; line-height: 1.5; font-weight: 500; margin-bottom: 8px; }
.input { width: 100%; min-width: 0; min-height: 54px; padding: 11px 13px; border: 1px solid var(--control-border); border-radius: 3px; color: var(--color-text); background: var(--color-bg); }
/* A field beside a short one (NPN + state): side by side while both labels fit on one line,
   stacked on a phone, where "National Producer Number" would otherwise wrap to three lines. */
.field-row { display: flex; gap: 12px; align-items: flex-end; }
.field-row > .field-grow { flex: 1 1 auto; min-width: 0; }
.field-row > .field-state { flex: 0 0 170px; margin-top: 0; }
@media (max-width: 600px) { .field-row { flex-wrap: wrap; gap: 0; } .field-row > .field-grow, .field-row > .field-state { flex: 1 1 100%; } }
.input::placeholder { color: var(--muted); opacity: 1; }
input[type="range"] { width: 100%; min-width: 0; min-height: 44px; accent-color: var(--spot); cursor: pointer; }
.radio, .check { display: inline-flex; align-items: center; min-height: 44px; gap: 10px; font-size: 17px; cursor: pointer; }
.radio input, .check input { width: 20px; height: 20px; flex: 0 0 20px; accent-color: var(--spot); margin: 0; }
.check { align-items: flex-start; line-height: 1.6; }
.check input { margin-top: 3px; }
.dot, .plate { display: none; }
.option { display: block; width: 100%; min-height: 56px; background: var(--color-bg); border: 1px solid var(--control-border); border-radius: 3px; text-align: left; padding: 14px 18px; margin-bottom: 12px; color: var(--color-text); line-height: 1.5; }
.option:hover { border-color: var(--spot); background: var(--spot-soft); }
/* Stage names over a rule, the way a newspaper labels its sections. */
.stepper { list-style: none; display: flex; margin: 0 0 22px; padding: 0; counter-reset: stage; font-size: var(--text-fine); }
.stepper li { flex: 1 1 0; min-width: 0; padding: 10px 10px 0 0; border-top: 2px solid var(--color-divider); color: var(--muted); counter-increment: stage; }
.stepper li::before { content: counter(stage) '. '; }
.stepper li[aria-current="step"] { border-top-color: var(--spot); color: var(--color-text); font-weight: 600; }
.stepper li.done { border-top-color: var(--spot); color: var(--color-text); }
.stepper li.done::before { content: '✓ '; color: var(--spot); }
.progress { height: 3px; flex: 1; background: var(--color-divider); }
.progress > span { display: block; height: 100%; background: var(--spot); }
.tag { display: inline-block; padding: 3px 8px; font-size: 14px; line-height: 1.6; border-radius: 2px; white-space: nowrap; }
.tag-accent { color: #195846; background: #e1eee5; }
.tag-accent-2 { color: #784118; background: #f6e8d4; }
.tag-neutral { background: var(--color-surface); color: var(--muted); }
.tag-outline { border: 1px solid var(--spot); color: var(--spot); }
.table-scroll { max-width: 100%; overflow-x: auto; }
.table { width: 100%; border-collapse: collapse; font-size: var(--text-support); }
.table th { padding: 14px 12px; border-bottom: 1px solid var(--control-border); text-align: left; color: var(--muted); font-weight: 500; white-space: nowrap; }
.table td { padding: 18px 12px; border-bottom: 1px solid var(--color-divider); }
.table tbody tr:hover { background: var(--color-surface); }
.stat-label { display: block; color: var(--muted); font-size: var(--text-fine); margin-bottom: 10px; }
.stat-value { font: 400 36px/1.2 var(--font-heading); }
/* Dashboard: "Needs you" leads; the numbers sit under it as one ledger line. */
.needs-title { font: 400 clamp(26px, 3vw, 34px)/1.2 var(--font-heading); margin: 22px 0 8px; }
.needs-list { list-style: none; margin: 0; padding: 0; }
.needs-list li { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 4px 24px; padding: 14px 0; border-bottom: 1px solid var(--color-divider); }
.needs-list li:last-child { border-bottom: 0; }
.needs-clear { color: var(--muted); }
.ledger { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 12px 32px; margin: 0; padding: 18px 0; }
.ledger dt { color: var(--muted); font-size: var(--text-fine); }
.ledger dd { margin: 4px 0 0; font: 400 26px/1.25 var(--font-heading); font-variant-numeric: tabular-nums; }
.ledger dd.is-loading { font: var(--text-support)/1.9 var(--font-body); color: var(--muted); }
@media (max-width: 700px) { .ledger { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.load-failed { border: 1px solid var(--color-divider); border-left: 3px solid var(--spot); padding: 20px 22px; margin: 24px 0 0; }
.load-failed h2 { font-size: 26px; margin: 0 0 8px; }
.toast { position: fixed; z-index: 200; bottom: 20px; left: 50%; transform: translateX(-50%); padding: 16px 22px; max-width: min(90vw,540px); width: max-content; background: var(--color-text); color: var(--color-bg); font-size: var(--text-support); border-radius: 3px; display: none; }
.toast.show { display: block; }
.form-message { border-left: 3px solid var(--spot); padding: 12px 16px; margin: 16px 0; background: var(--spot-soft); font-size: var(--text-support); }
dialog::backdrop { background: #202c2d80; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.mt-0{margin-top:0}.mb-0{margin-bottom:0}.mt-2{margin-top:8px}.mt-3{margin-top:12px}.mt-4{margin-top:16px}.mt-6{margin-top:24px}.mt-8{margin-top:32px}
.center{text-align:center}.flex{display:flex}.items-center{align-items:center}.items-baseline{align-items:baseline}.between{justify-content:space-between}.gap-2{gap:8px}.gap-3{gap:12px}.gap-4{gap:16px}.wrap{flex-wrap:wrap}.col{flex-direction:column}.fill{flex:1}
@media (max-width: 1000px) {
  .nav-links { gap: 18px; }
  .cols-4 { grid-template-columns: repeat(2,minmax(0,1fr)); }
}
@media (max-width: 800px) {
  .container, .nav { width: calc(100% - 48px); }
  .nav { flex-wrap: wrap; gap: 0; min-height: 76px; padding-block: 14px; }
  .nav-toggle { display: inline-flex; align-items: center; }
  .nav-links { display: none; width: 100%; padding: 18px 0 4px; align-items: stretch; gap: 4px; flex-direction: column; }
  .nav-links.open { display: flex; }
  .nav-links .btn { margin-top: 10px; }
  .editorial, .calc { gap: 8%; padding-block: 48px; }
  .section { padding-block: 48px; }
  .agent-lockup { gap: 8%; }
  .cols-3 { grid-template-columns: 1fr; }
  .hero-grid { grid-template-columns: minmax(0,1fr) !important; }
}
@media (max-width: 600px) {
  .container, .nav { width: calc(100% - 40px); }
  .editorial, .calc, .reading-band .container, .agent-lockup, .waitlist-layout { grid-template-columns: 1fr; }
  .waitlist-layout { gap: 28px; padding-block: 40px; }
  .editorial, .calc, .reading-band .container { gap: 28px; }
  .reading-band { padding-block: 44px; }
  .agent-hero { padding-block: 28px 40px; }
  .agent-hero-top { flex-wrap: wrap; gap: 6px 24px; }
  .agent-lockup { gap: 32px; padding-top: 24px; }
  .brand-number { font-size: clamp(140px,42vw,240px); }
  .agent-lockup h1 { max-width: 17ch; }
  .cols-2 { grid-template-columns: 1fr; }
  .app-card.panel { padding: 24px 20px !important; }
  .app-head { gap: 12px; }
  .app-card .flex > .field { flex: 1 1 0; }
  .app-card .flex:has(> .field) { flex-wrap: wrap; }
  .table { min-width: 620px; }
  .product-table { min-width: 0; }
  .closing { padding-block: 44px; }
  .closing .btn { width: 100%; }
  .site-footer { padding-block: 28px; }
}
@media (prefers-reduced-motion: reduce) { *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; animation: none !important; } }