Direct 130

Text messaging terms

Effective October 31, 2026

These terms cover the text messages Direct 130, a Thalos Life company, sends to insurance agents who apply to contract with us and to the agents we contract. The program is called Direct 130 Agent Messages.

What you receive

Account notices about your Direct 130 application and contracting:

application status updates and approval notices
requests for documents or information the review needs
reminders before an application deadline
contracting and account notices, such as a document ready to sign or a change to your account

This program does not send marketing or promotional messages.

Separately, when you confirm your mobile number during the application, we text you a one-time code because you asked for it. That single text is not part of this program and does not sign you up for it.

You opt in during the online application at direct130.com/apply, or after you apply at direct130.com/texts. Either way you enter a mobile number and check a separate box that reads:

Direct 130 may text me at this mobile number about my application and contracting: status updates, document requests, deadline reminders, and account notices. Message frequency varies. Message and data rates may apply. Reply HELP for help or STOP to opt out. Optional and not required to apply. See the Text Messaging Terms and Privacy Notice.

At direct130.com/texts we first email a code to the address on your application, so only you can turn texts on for it. The box is never checked for you, and leaving it empty changes nothing about your application. We text only the number you entered there, and we keep a record of when you opted in and the wording you saw.

How often, and what it costs

Message frequency varies with your application. Messages follow its progress, and an open request from the review can bring a daily reminder until it is resolved. Message and data rates may apply. Direct 130 does not charge for text messages; your mobile plan may.

Stopping texts and getting help

Reply STOP to any message to stop. CANCEL, END, QUIT, and UNSUBSCRIBE work too. You get one confirmation text and no more messages from this program.
Reply HELP to any message for help, or email privacy@thaloslife.com.
Reply START to opt back in.

Stopping texts does not affect your application. We keep reaching you by email.

The program works on major US mobile carriers. Mobile carriers are not liable for delayed or undelivered messages.

Privacy

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text-messaging opt-in data and consent are not shared with any third parties. See the Text messages section of our Privacy Notice.

Contact

Direct 130 LLC, a Thalos Life company
30 N. Gould St. #68976
Sheridan, Wyoming 82801
Email privacy@thaloslife.com.