For licensed life insurance agentsA Thalos Life company

Your comp. Always.

130% comp.
From day one.

A clear promise for agents who write business. Start at 130%. Stay at 130%. No recruiting required.

Complete the application to join the waitlist. Dashboard access opens after approval.

Our productsTerm lifeIULFinal expense
Put the percentage in perspective

Do the math
for yourself.

See how commission levels change an illustrative first-year payment.

This is a calculation, not an earnings forecast. Payment timing, advances, and chargebacks follow your contract.

At Direct 130
$1,560
At 80% for comparison
$960
Difference
$600
Read the comp grid

With your contract

What comes with it.

A CRM account
Provisioned when you are approved, at no separate charge, for as long as you are contracted with Direct 130.
Renewal reminders
Your license and continuing-education deadlines, checked against state records, with an email before each one comes due.
Case tracking
Every case you open, by carrier and stage, with the ones waiting on you at the top of your dashboard.
Commission records
What has been paid and what is pending, in your dashboard, next to the carrier and product it came from.
Your book stays yours
Your clients' information belongs to your clients. We do not sell it or market to them on our own behalf, and you can request a release from your dashboard.
The application

Know what’s
ahead.

Read the contracting FAQ
  1. Your license record

    Enter your NPN, resident state, and legal name. You may be asked to upload a producer report.

  2. Your details and verification

    Provide your contact information, complete identity verification, and review the screening authorization.

  3. Application review

    Check your application status. An approved application does not by itself confirm a carrier appointment.

Your next contract
starts at 130%.

Start your application